Credit Card Act 2009 – New Card Rules

Unexpected bank fees have been costing Americans billions of dollars for years, but the federal government is about to crack down on banks by implementing new rules in relation to both debit and credit cards. Changes come as a result of the Credit Card Act of 2009 and started to take effect in late February.
Rules [...]

Low Rates Credit Card Processing

No matter what type of business you run; retail, online, mail order or other, if you process credit card transactions you need to get the lowest processing rate you can to maximize profits for your business venture.
Different processing rates are available to businesses depending in large part on the type of merchant account that the [...]

Credit Card Company Attitude Shift Is Good News For Merchant Account Holders

In a shift that should be good news for merchants who accept credit cards, credit card companies are trying to change their image. Recent legislation changes and media attention have resulted in policy changes and new incentives to consumers for several credit card companies. Jason Agivaive, owner and founder of Nova Merchant Funding, feels that [...]

Retirement Rewards’ Programs Add to the Ranks of Unique Credit Card Processing Incentives

In a bid to gain ground with aging boomers, especially in the face of a debit card industry that is rapidly gaining popularity, credit card companies have a new type of “rewards” card available. The new cards capitalize on recent trends toward fiscal responsibility. So-called retirement rewards cards offer consumers the chance to redeem points [...]

Square iPhone Credit Card Processer

A new option is appearing in the credit market, that may appeal to business owners or direct sellers who want quick and secure options for accepting credit card payments on the go. Square allows users to quickly sign up with no commitment in the form of contracts or monthly fees.
Square has been developed by [...]

Office Max Partners with US Bank

OfficeMax, known as a leader in the office supplies market, has just recently announced a strategic partnership with U.S. Bank (lead bank in the U.S. Bancorp portfolio). Together the two will provide branded OfficeMax Visa Signature® and Visa® Rewards credit cards.
Customers of OfficeMax will be able to earn eight or more percent in rewards on [...]

Revolution Card

Revolution Money is a modern financial company with an impressive list of owners including former US Secretary of Treasury, Lawrence Summers; David Pottruck, former CEO of Charles Schwab and AOL founder Steve Case.  Revolution Money is planning to provide an alternative choice to using PayPal or credit cards. All transactions within the system are completed [...]

Choosing a Business Credit Card

Business credit cards may be the best financing option available to small business owners, as fewer credit sources offer money to them. While credit card issuance has also decreased over the past year, with a decent credit history and score small business owners should be able to receive a business credit card to help finance [...]

Protect Yourself from Credit Card Fraud

Dozens of small business owners throughout the US are struggling with a tricky problem. Cyber criminals have found a way to hack sites that allow them to take advantage of weaknesses in the authentication processing system that merchants use to place “pre-authorization requests,” a method of placing a temporary charge on a cardholder’s account to [...]

Credit Card Holders’ Bill of Rights Act of 2009

The new Credit Card Holders’ Bill of Rights Act of 2009 isn’t even set to take effect until the second quarter of 2010, but while the new act has been widely praised, many people aren’t sure what the changes really mean at a personal level.

Credit card payments will go toward the highest interest debts [...]