BluePay Tokenization

As regulations change and awareness escalate, the importance of PCI Compliance to merchants is greatly increased. Many recognize that they need to minimize their risks and as a result are switching their processing to a merchant processing service like BluePay. BluePay uses a method known as tokenization, in which the merchant never actually processes their customer’s credit card information, but rather processes information via an account code.

With tokenization, BluePay exceeds PCI requirements, the comprehensive set of standards meant to enhance the security of payment account data. Developed by the PCI Security Standards Council, the PCI requirements were created to ease acceptance of consistent global data security measures

Kristen Gramigna, Director of BluePay, says “At BluePay, we’re always seeking new ways to make the credit card transaction process more secure, which is why we’ve gone above and beyond to provide more than just the PCI required standards.”

Tokenization is a secure way to process stored or recurring billing credit card information. It’s a process which uses an unrelated string of numbers and/or letters to represent and access securely stored credit card information so that the actual card number does not have to be exchanged between merchants and processors. BluePay’s tokenization process means safer and more secure credit card transactions for their customers and the whole electronic bill paying industry. Merchants can reduce their worries about risk, exposure, and expenses associated with storing customers’ credit card information.